Terms and Conditions of Service

Acceptance of Terms

By accessing and using the arokemoriax Financial Planning website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

These terms constitute a legally binding agreement between you and arokemoriax Financial Planning.

Definitions and Key Terms

For the purposes of these terms, the following definitions apply:

• "Service":: Financial planning consultations, analytical reviews, and related advisory services provided by arokemoriax Financial Planning
• "User" or "Client":: Any individual or entity accessing our website or engaging our services
• "Company", "We", "Us":: arokemoriax Financial Planning, ABN 47 123 456 789
• "Content":: All information, materials, and resources available through our website and services

Service Usage Guidelines

Your use of our services is subject to the following terms and conditions:

Eligibility Requirements:

You must be at least 18 years old and legally capable of entering into binding agreements under Australian law.

18+ only

User Responsibilities:

• Provide accurate and complete information during consultations
• Maintain confidentiality of any login credentials or sensitive information
• Use our services only for lawful purposes
• Respect intellectual property rights and confidential information

Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Attempting to gain unauthorized access to our systems or data
• Using our services for illegal, fraudulent, or unauthorized purposes
• Disrupting or interfering with our website or service operations
• Copying, reproducing, or distributing our proprietary content without permission
• Impersonating others or providing false information
• Engaging in activities that could harm our reputation or business operations

Intellectual Property

All content, trademarks, service marks, and intellectual property on our website and in our services remain the exclusive property of arokemoriax Financial Planning or our licensors.

We grant you a limited, non-exclusive, non-transferable license to access and use our services for their intended purposes.

User-Generated Content

You retain ownership of any content you provide to us during consultations or through our website.

By providing content, you grant us a limited license to use it for the purpose of delivering our services to you.

You are responsible for ensuring that any content you provide is accurate, lawful, and does not infringe on third-party rights.

Privacy and Data Protection

We are committed to protecting your privacy and personal information in accordance with Australian privacy laws and international standards.

Our Privacy Policy, which is incorporated by reference, details how we collect, use, and protect your information. Privacy Policy

Service Disclaimers

Our services are provided "as is" without warranties of any kind, express or implied.

We make no guarantees about the accuracy, completeness, or suitability of our advice for your specific circumstances. Individual results may vary.

Liability Limitations

To the fullest extent permitted by Australian law, arokemoriax Financial Planning's liability for any damages arising from your use of our services is limited.

We exclude liability for indirect, incidental, special, consequential, or punitive damages.

Our total liability shall not exceed the amount paid by you for our services in the 12 months preceding the claim.

User Indemnification

You agree to indemnify and hold harmless arokemoriax Financial Planning from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Dispute Resolution Services

Any disputes arising from these terms or your use of our services will be resolved through the following process:

Service Termination

Either party may terminate the service relationship at any time with appropriate notice.

Upon termination, your access to our services will cease, but these terms will continue to apply to any prior use.

Applicable Law

Australian federal law and applicable state legislation

These terms are governed by Australian federal law and the laws of Victoria. Any legal proceedings must be brought in Australian courts.

Terms Modifications

We reserve the right to modify these terms at any time to reflect changes in our services or legal requirements.

We will notify users of material changes through our website or direct communication.

Continued use of our services after modifications constitutes acceptance of the updated terms.

Severability of Terms

If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect.

Complete Agreement

These terms, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and arokemoriax Financial Planning.

Contact Details

For questions about these terms, please contact us at contact@arokemoriax.com or +61-179-518-798.